Fall 2020 Course Syllabus Course: BUSI-1307- Section: 71E Personal Finance

Instructor Information
Instructor	Dr. Albert Thigpen
E-mail	thigpenat@lamarpa.edu
Phone	(409) 984-6513
Office	Location: Madison Monroe Education - Room: 228 Hours: By appointment
Department	Inmate Instruction Chair: Sheila Guillot E-mail: guillsr@lamarpa.edu Phone: (409) 984-6381 If you have a grievance, complaint, or concern about this course that has not been resolved through discussion with the Instructor, please consult the Department Chair.
COVID 19 Information	The Lamar State College Port Arthur (LSCPA) Student Code of Conduct COVID 19 Policy requires students who have been exposed to COVID 19 or diagnosed with COVID 19 to report their condition on the COVID 19 Notification Form (available via a link on the Student Code of Conduct COVID19 webpage). This information will be provided to the Dean of Student Services. In addition, this policy requires all students to wear face coverings in compliance with the criteria included in the policy. For more information please refer to the COVID 19 link on the LSCPA website.
Course Information
Description	Personal and family accounts, budgets and budgetary control, bank accounts, charge accounts, borrowing, investing, insurance, standards of living, renting or home ownership, and wills and trust plans.
Prerequisites	None
Learning Outcomes	Define Personal Finance. Identify the key goals of sound Personal Finance actions. Analyze health, life, home and automobile insurances. Identify key goals in developing investment strategies relative to stocks and bonds. Develop goals and strategies to maximize consumer credit and credit worthiness. Identify key considerations and strategies Identify the impact of taxes on financial goals and strategies. List personal current and future financial goals. Delineate goals of retirement and estate planning. Identify sources of financial information and consumer financing. Delineate sources and strategies of education financing.
Core Objectives	Communication skills: Students will demonstrate effective written, oral and visual communication. Critical Thinking Skills: Students will engage in creative and/or innovative thinking, and/or inquiry, analysis, evaluation, synthesis of information, organizing concepts and constructing solutions. Empirical and Quantitative Skills: Students will demonstrate applications of scientific and mathematical concepts. Personal Responsibility: Students will demonstrate the ability to connect choices, actions and consequences to ethical decision-making.
Program Student Learning Outcomes
Textbooks	Textbook Purchasing Statement: A student attending Lamar State College Port Arthur is not under any obligation to purchase a textbook from the college-affiliated bookstore. The same textbook may also be available from an independent retailer, including an online retailer. Focus on Personal Finance 6th ed Kapoor, Dlabay, Hughes, Hart ISBN 978-1-25-991965-7
Lecture Topics Outline	Personal Financial Planning in Action Money Management Skills Taxes in Your Financial Plan Financial Services : Savings Plans and Payment Accounts Consumer Credit: Advantages, Disadvantages, Sources, and Costs Consumer Purchasing Strategies and Wise Buying of Motor Vehicles Selecting and Financing Housing Home and Automobile Insurance Health and Disability Income Insurance Financial Planning with Life Insurance Investing Basics and Evaluating Bonds Investing in Stocks Investing in Mutual Funds Starting Early: Retirement and Estate Planning
Major Assignments Schedule	Week 1 9/8-9/12 Course Introduction/Personal Finance Assignment/Chap.1/Chap. 2 Week 2 9/14-9/18 Chap. 1, Chap. 2, Chap 3, Appendix A Week 3 9/21-9/25 Chap. 1, Chap. 2, Chap. 3, Appendix A Week 4 9/28-10/02 Exam I, (Ch. 1-3, Appendix A), Chap. 4, Chap. 5, Chap. 6 Week 5 10/05-10/09 Chap. 4, Chap. 5, Chap. 6 Appendix C Week 6 10/12-10/16 Chap. 4, Chap, 5, Chap, 6, Appendix C Week 7 10/19-10/23 Exam 2 (Ch. 4-6, Appendix C) Chap.7, Chap. 8, Chap. 9, Chap. 10 Week 8 10/26-10/30 Chap. 7, Chap. 8, Chap. 9, Chap. 10 Week 9 11/02-11/06 Chap. 7, Chap. 8, Chap.9 , Chap. 10 Week 10 11/09- 11/13 Exam 3 (Chap. 7-10), Chap. 11, Chap 12, Chap. 13, Chap. 14 Week 11 11/16-11/20 Chap. 11, Chap. 12, Chap. 13, Chap. 14 Week 12 11/29-12/04, Exam 4. (Chap.11 - 14)
Final Exam Date	December 4, 2020 - 8:00 AM   Through  December 4, 2020 - 1:00 PM
Grading Scale	90 - 100=A    80 - 89=B    70 - 79=C     60 - 69=D    Below 59 = F
Determination of Final Grade	Initial assignment worth 60 points -- 60 points Four exams worth 100 points -- 400 points Special assignments such as Discussion Boards etc. may be provided for additional credit.
Course Policies
Instructor Policies	1. Late work will not be accepted without specific approval of the instructor. Such approval will involve appropriate documentation suitable to the instructor to support the work being late and may still involve a penalty for lateness. 2. Students should e-mail the instructor with any questions. 3. Students should e-mail the instructor with any special needs or circumstances
Attendance Policy	1.Students should check e-mail several times a week to note changes in the syllabus, extra credit assignments or other class information. 2. Students should notify the instructor immediately of any difficulties with internet or computer access.
Academic Honesty	Academic honesty is expected from all students, and dishonesty in any form will not be tolerated. Please consult the LSC-PA policies (Section IX, subsection A, in the Faculty Handbook) for consequences of academic dishonesty.
Facility Policies	No food or tobacco products are allowed in the classroom. Only students enrolled in the course are allowed in the classroom, except by special instructor permission. Use of electronic devices is prohibited.
Important Information
ADA Considerations	The Americans with Disabilities Act (ADA) is a federal anti-discrimination statute that provides comprehensive civil rights for persons with disabilities. Among other things, this legislation requires that all students with disabilities be guaranteed a learning environment that provides for reasonable accommodation of their disabilities. If you believe you have a disability requiring an accommodation, please contact the the Office for Disability Services Coordinator, Room 231, in the Madison Monroe Building. The phone number is (409) 984-6241.
MyLSCPA	Be sure to check your campus E-mail and Course Homepage using MyLSCPA campus web portal (My.LamarPA.edu). When you've logged in, click the email icon in the upper right-hand corner to check email, or click on the "My Courses" tab to get to your Course Homepage. Click the link to your course and review the information presented. It is important that you check your email and Course Homepage regularly. You can also access your grades, transcripts, and determine who your academic advisor is by using MyLSCPA.
Other
HB 2504	This syllabus is part of LSC-PA's efforts to comply with Texas House Bill 2504.